Medical bill negotiation
Surprise medical bills are often full of errors. Curai Health reviews your bill, identifies overcharges, and sends dispute letters on your behalf. It costs you nothing.
Start my consultationWhat we check for you
Billing errors and duplicates
We flag duplicate charges, upcoding, and services you weren't actually provided.
Dispute letters, written and sent
We draft and mail or fax your dispute letters directly to the hospital or insurer.
Financial aid and alternatives
No insurance? We find charity care, payment plans, and financial assistance programs.
You upload your bill. We do the rest.
Upload your hospital or medical bill, along with your insurance information if you have it. No insurance? No problem. We can still help.
Our AI analyses your bill in minutes, flagging billing errors, duplicate charges, out-of-network rates applied to in-network services, and other common overcharges.
We generate a formal dispute letter and mail or fax it directly to the hospital or insurance company. You don't have to make a single call.
Submit your appeal in minutes
Our AI reviews your bill and generates your dispute letter in minutes. Once we send it, hospitals and insurance companies are required by law to respond, but they move slowly. The full resolution process can take 30 to 90 days, sometimes longer. We will keep you updated every step of the way.
Studies show the majority of hospital bills contain at least one error. You have the right to dispute them.
80%
of hospital bills contain errors
Research consistently shows that most medical bills include at least one billing mistake, from duplicate charges to incorrect codes.
$1,300
average billing error per patient
The typical billing mistake costs patients over a thousand dollars. Many go uncontested simply because patients don't know they can dispute them.
No added fees
no commissions, no surprises
Our bill review and dispute service charges no commissions and no hidden fees. We believe everyone deserves a fair shot at an accurate medical bill.
Yes. Curai Health's bill review and dispute service has no additional fees, no commissions, and no surprises. We believe every patient should have access to a fair, accurate bill.
No. You do not need insurance to use our service. If you are uninsured, we will look for financial aid programmes, charity care options, and other ways to reduce your bill in addition to disputing any errors we find.
We look for duplicate charges, unbundling (where bundled procedures are billed separately at a higher rate), upcoding (where a less complex service is billed as a more expensive one), charges for services not received, and in-network services billed at out-of-network rates, among others.
Our AI reviews your bill and generates your dispute letter in minutes. Once we mail or fax it, hospitals and insurance companies are required by law to respond, but they typically take 30 to 90 days, and sometimes longer. We cannot speed up their process, but we will monitor and update you throughout.
Your hospital or medical bill is the most important document. If you have insurance, your Explanation of Benefits (EOB) from your insurer is also very helpful. If you don't have these documents yet, you can request them from your hospital's billing department.
No. Disputing a billing error is your legal right and it cannot negatively affect your credit score or your ongoing care. You are simply asking that the bill reflect the services you actually received at the correct rates.
Start today. Upload your bill and let Curai Health do the rest. No calls, no stress, no hidden fees.
Start my consultation